Flint Auto Insurance

Let us help you find a licensed car insurance agent in Genesee County. Using consumer reviews and ratings from Yelp, we can help you find a trusted Flint auto insurance company. Whether you are high risk or a new teen driver, comparing auto insurance rates in Flint is always a good idea. Drivers in Flint are required to be insured for at least $40,000.00 in bodily injury accident liability.

Flint Insurance Rates

Keep in mind that there are a number of factors that affect insuring your car in Flint. Driving a luxury car versus driving a Toyota Camry can mean a higher insurance policy.

Residents in Flint definitely need auto insurance. In 2008, FBI Crime Statistics reported 145 reported arson cases in Flint, MI that has an estimated population of 113462.

Key Flint Auto Insurance Terms

Towing Coverage: Addition to an automobile policy that pays a specified amount for towing and related labor costs.
Underinsured Motorist Endorsement: Addition to a Personal Automobile Policy (PAP) that covers an insured who is involved in a collision with a driver who does not have sufficient liability insurance to pay for the damages.
Uninsured Motorist Coverage (UMC): Provides coverage for a policyholder involved in a collision with a driver who does not have liability insurance or who does not have sufficient liability limits to pay for damages. UMC comes in two parts: uninsured motorist bodily injury (UMBI) and uninsured motorist property damage (UMPD). UMBI coverage pays for injuries to you or any person in your car when there is a collision with an uninsured driver. UMPD coverage pays for the property damage to your car when there is a collision with an identified uninsured driver. UMC must be offered when you purchase liability coverage for your auto. If you decline UMC, you must sign a declination waiver.