Sterling Heights Auto Insurance

Let us help you find a licensed car insurance agent in Macomb County. Using consumer reviews and ratings from Yelp, we can help you find a trusted Sterling Heights auto insurance company. Whether you are high risk or a new teen driver, comparing auto insurance rates in Sterling Heights is always a good idea. The minimum coverage per person in Sterling Heights is $20,000.00.

Sterling Heights Insurance Rates

Keep in mind that there are a number of factors that affect insuring your car in Sterling Heights. Driving a Mercedes versus driving a Toyota Camry can mean a higher insurance policy.

Residents in Sterling Heights definitely need auto insurance. In 2008, FBI Crime Statistics reported in Sterling Heights, MI that has an estimated population of 127697.

Key Sterling Heights Auto Insurance Terms

Subrogation: The process of recovering the amount of claims damages paid out to a policyholder from the legally liable party. When a company pursues the legally liable third party, they are required to include the policyholder's deductible in the recovery process.
Surcharge: An extra charge applied to the premium by an insurance company, usually applied to an at-fault accident or moving violation.
Third Party: An individual other than the policyholder or the insurance company who has suffered a loss and may be able to collect compensation under the policy due to the negligent acts or omissions of the policyholder.
Total Loss: Damage or destruction to real or personal property to such extent that it cannot be rebuilt or repaired to its condition prior to the loss or when it would be cost prohibitive to repair or rebuild in comparison to the value of the property prior to the loss.